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Job Opening details:-
Company Name :- CSB Bank
Position Name :- Gold Loan Officer
Company Location :- Chennai, Tamil Nadu
Job Category : General Category
Full Job Description :-
Gold Loan OfficerMFT4936
Retail BankingChennai-1 Beach Road
Required Experience
2 – 12 Years
Posted On
08 Nov 2021
Basic Section
No. Of Openings
1
Grade
NA1
Designation
Gold Loan Officer
Closing Date
31 Mar 2022
Organisational
Organisation
CSB Bank
Organization Unit
Retail & SME (Business And Risk), Operations & IT
Sub Org Unit 1
Retail Banking
Sub Org Unit 2
Chennai Zone
Sub Org Unit 3
CHENNAI 2 Cluster
Sub Org Unit 4
Chennai-1 Beach Road – Branch
Sub Org Unit 5
Others
Sub Org Unit 6
Others
Country
India
Geographic Zone
South
State
Tamilnadu
City
Chennai
Worksite
Chennai-1 Beach Road
Worksite Code
58
Skills
Skill
CROSS SELLING
CUSTOMER SERVICE
CLIENT RELATIONS
BUILDING STRONG REFERRAL NETWORKS
UPSELLING
Minimum Qualification
GRADUATION
CERTIFICATION
No data available
Working Language
No data available
Job Description
a). To conduct valuation and verification of gold ornaments with respect to weight, purity & Detect spurious, low purity gold and frauds to mitigate the risk.
b) Ensure that proper KYC and other prescribed documentation process is followed before and after the disbursement of loan
(c) Adhere the Policy, Process & other guidelines of the bank. Improve the existing process to overcome the probable risk.
(d) Maintaining the TAT in the timely disbursement of Gold loan.
(e) Retention of customers / portfolio by meaningful engagement time to time.
(f) Secure safe room operations, security measures, day to day working of branch.
(g) Follow up with the customer for timely interest collection, repayment and reduce NPA to zero.
(h) Compliance of internal audit matters. Close the issues pointed out in in audit with in the TAT.
(i) Cross Sell of other products / services of the bank.
(j) Maintain liaison with Gold loan department/ Departments in Zonal/ Head Office for speedy resolution of problems faced by branch.
(k) Any other duties and responsibilities, assigned by the Bank.
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2022-04-10